If you were not at home when you were burglarized, do not go inside. Lock yourself in your car or stay at your neighbor’s house and wait for the police to arrive. This is a precaution as the burglars may still be inside your home.
Whether you’re in your home when the burglary happened or not, you need to call the police. Bear in mind that you shouldn’t touch anything before they’ve arrived. If you attempt to clean up, you’ll be destroying evidence that could be used to find the burglars.
When the police arrive at the scene, they will begin sweeping for fingerprints and take photos. These photos can be used for filing a home insurance claim.
File a Report
As soon as the police are finished documenting the crime scene, you may start assessing the damages. While this may be hard for you, it is necessary to determine what was stolen and damaged.
Create lists of damaged and stolen items. Give copies to the police and your insurer. This is the time when a home inventory will come in handy. Trying to thin about what and how much the missing items are can be very stressful during such a difficult time.
A report should be filed within 24 hours of the incident. Your insurer will need it to validate your insurance claim. They may send their adjuster to your home. That means you may need to stay somewhere else until someone can come to your home.
Clean Up and Make Changes
Cleaning up after a burglary can be emotionally stressful. Get rid of damaged furniture and appliances that are not useful anymore. Restore your home. Consider painting the walls and rearranging your stuff. These changes, no matter how small, will go a long way in helping you overcome the emotional stress.
Improve Home Security
Improving home security can help put your mind at ease after a burglary. Change your home’s locks. Consider installing other security measures that could tighten up your security and take steps toward preventing a burglary from ever happening again. Doing so will also earn you discounts on your premiums.
If you’ve already had a security system in place, check for weakness and get upgrades. If you have a CCTV camera installed, watch the footage to see where the problems are.
Take Defense Classes
If you’ve already improved your home’s security but you still feel unsafe, you should consider taking self-defense classes. Doing so will prepare you physically, which can also help you overcome emotional stress. If these classes don’t help, consider taking counseling and therapy.
There are a lot of ways to beef up your home security. Talk to our agents here at Insurance Strategies – The Cooksey Agency. We offer home insurance products that best suit your needs. Whether you’re an old or new client, we offer free home insurance quotes. Call us at (757) 819-6896 or visit us at our office today!